Our Loan Packages

Mortgage & Asset Financing Loan:

This loan enables customers to acquire their desired assets without paying for them all at once. AFB Kenya finances the acquisition of assets that generate income and the assets financed form part of the security for the loan.

What do I need to get a MAFL loan?

  • Own contribution of at least 20% of the cost of the asset.
  • Have an active account with a recognized banking institution.
  • National ID
  • PIN Number
  • 6 months’ bank statement or MPESA statements
  • Asset valuation report

Do you want to purchase personal or business assert? A personal car, Truck, house, Bus, Machinery etc…? Talk to us. We do asset finance from 80% to 90% for new and used assets for commercial or personal use.

  • Fast and Easy application
  • Fast Cash within 3 days of approval
  • Low interest rate
  • Bad credit? No problem- AFB Kenya Limited we shall sort you out!
  • Up to 10 years friendly and flexible repayment plan
  • Nationwide coverage

Auto Logbook Loans

Get a loan up to Ksh. 2,000,000 shillings backed by your car logbook with NO limit to the car you have. Secure and transparent.

  • Fast and Easy application
  • Fast Cash within 24 hours of application
  • Low interest rate
  • Bad credit? No problem- AFB we shall sort you out!
  • Up to 5 years friendly an flexible repayment plan
  • Nationwide coverage

Business Loan

We partner with individuals, micro and small size entrepreneurs (SMEs) who need fast and efficient credit services.

Our Business Loan is specifically designed for entrepreneurs to provide working capital or to finance inventory and/or equipment purchases, investments, agricultural supplies or any other business related purpose. This product is intended for revenue producing activities (business) only.

Features;

  • Easy access with No Minimum or Maximum Loan amount to borrow
  • Convenient repayment period from depending on the authorized loan amount

Benefits of financing with AFB:

  • Competitive rates calculated on a reducing balance
  • Lower interest rate for repeat loans
  • Quick and easy access to credit

Eligibility

  • The borrower must be an individual entrepreneur or merchant, or other legal entity engaged in income generating activities
  • Have at least 6 months’ experience in the same business
  • Demonstrate capability of operating a business profitably
  • 6 months’ bank statements

Our SME Finance Solution is available for small and medium-sized enterprises and corporate for meeting performance and financial obligations. Long Term Loan for purchase of commercial assets & business expansion needs, Export Credit to provide Pre-Shipment & Post Shipment finance.

Talk to us today to know more about our SME Finance Solution that is tailored to suit all of your business needs affordably.

  • Fast and Easy application
  • Fast Cash within 5 days of approval
  • Low interest rate
  • Up to 10 years friendly an flexible repayment plan
  • Nationwide coverage

Personal Loan

Loan Purpose:

  • Personal consumption
  • Property investment
  • Equipment
  • Productive activities etc

Eligibility;

  • Be a holder of a National ID
  • Active account with a recognized bank or Sacco in Kenya
  • Domiciation of the salary for 3 months with a Sacco or 6 months with another financial institution
  • Having a valid employment contract covering the loan duration

Benefits of taking a personal loan:

  • Fast and Easy application
  • Fast Cash approval
  • Low interest rate
  • Flexible repayment plan